Board of Directors

Board of Directors

Elsa Monte

President

Elsa Monte

Pacific Western Bank

Ms. Monte has been in the banking industry for over 30 years and has experience in mortgage underwriting for single and multifamily projects. She has worked in community reinvestment and development field for the past 21 years. She is knowledgeable in developing and managing CRA and Fair Lending policies and procedures and establishes relationships with local government community organizations. Ms. Monte is a member of advisory board and Board of Directors for several community groups such as Neighborhood Housing Services of Orange County, Orange County Community Housing Corporation, and Southern California CDFI.

Avinash ‘Avi’ Shah

Treasurer

Avinash ‘Avi’ Shah

Financial Professional

Mr. Shah brings nearly 20 years of multi-faceted experience in the construction industry as well as real estate development, finance, and acquisition. He was the principal and chief financial officer of Portrait Home. In his time there, he helped establish them as a leading builder of multi-family projects inCaliforniaand built strong relationships with multi-family developers. He has a vast knowledge base of HUD compliance requirements for contractors and has managed accounting and financial functions for diverse companies.

Kim Searles

Secretary

Kim Searles

Farmers & Merchants Bank

Ms. Searles is the Vice President Branch Manager at Farmers & Merchants Bank. She brings extensive experience in management, direct sales, marketing, and customer service in the banking industry. She was an advisor to IHO’s Finance Committee before being elected to the Board. Ms. Searles is a tireless volunteer for organizations including Habitat for Humanity and the Orange County Food Bank, and she served as a member and an ambassador for the Irvine Chamber of Commerce. Ms. Searles also received the California Federal Customer Service Award.

Zubin Mowlavi

Zubin Mowlavi

Lucid Fusion

Zubin Mowlavi is an entrepreneur, musician, and innovator. As a computer engineering freshman at the University of California, Irvine, he founded Lucid Fusion, and developed the company into a full-service, multimillion-dollar digital agency. Lucid Fusion represents industry-leading clients in technology, consumer products, health care and other fields.  In 2008, Mr. Mowlavi co-founded LFPR, a full-service public relations firm serving leading consumer and business brands. He followed that up with LF Labs – a division of LFPR focused on developing new products. In 2012, he co-founded myStorey, as a project of LF Labs.  Mr. Mowlavi’s first love – music – is also part of his life as an innovator. He founded Departure, an electronic dance music band in 2005. The band’s work has appeared on over 50 compilations and was nominated for an International Dance Music award.  He currently sits on the boards of three additional companies in the technology, medical device, and healthcare industries.  He lives in Southern California and when he’s not working you can find him on the soccer field.

Jared Riemer

Jared Riemer

Holland Partner Group

Jared Riemer is an entrepreneurial real estate developer in Southern California. In 2012, Mr. Riemer graduate from UC Irvine with a Master’s Degree in Urban and Regional Planning after completing his B.A. in Social Science from San Diego State University. Mr. Riemer is currently working as an independent consultant and developer focusing on land acquisition, due diligence, contract negotiation, entitlement, design, and finance of mixed-use residential in Los Angeles, Orange County, and San Diego.

Noel Nicholas

Noel Nicholas

The Raise Foundation

Mr. Nicholas has over twenty years’ experience working for various social services agencies as a case manager and social services coordinator. Currently Mr. Nicholas is a Family Advocate with the Raise Foundation where he assists families and individuals in health, financial, and housing matters. Previously, he served as Chief Operating Officer and Accountant for various organizations in Guatemala. Mr. Nicholas provides guidance on the social services needs of various populations and conducts community forums where he speaks on a broad range of topics from health to high-risk behaviors.

Ron Rohrer

Ron Rohrer

Retired Bank Executive

Mr. Rohrer has more than thirty years experience at three major banks where he held the positions of EVP of Real Estate Lending and CRA Officer.  He is a licensed real estate broker with a commercial designation and also has an NMLS license endorsement.  Following his retirement from banking he worked with NeighborWorks™OrangeCountyas their Vice President of Property Development where he managed the NSP program.  Mr. Rohrer has been a resident ofOrangeCountyfor more than forty years.

Keith Stanley

Keith Stanley

Horizon Development Consulting

Keith Stanley is President of Horizon Development Consulting, LLC which provides financial and development consulting to affordable housing industry clients primarily for projects located in California and Hawaii. He has extensive experience providing consulting services for low-income housing tax credits, tax-exempt bonds, HUD financing and various soft funding programs. His company’s services include preparation of funding applications, financial modeling, feasibility analysis, assisting with selection of investors/lenders, due diligence work, working with local agencies to obtain soft funding, property compliance reviews, review of partnership agreements and related structuring, and public accounting services.